As affordable housing finance continues to gain momentum in India, (RHDFCL) has appointed Pavan K. Gupta as its Managing Director and Chief Executive Officer, effective July 1, 2026. The appointment marks an important step in the company’s next phase of growth, supported by the promoters of Religare Enterprises Limited (REL), the Burman Group.
Gupta brings more than 30 years of experience in building, scaling and transforming housing finance and mortgage businesses across India. In his new role, he will focus on driving sustainable and profitable growth by strengthening RHDFCL’s risk architecture, expanding its loan book and advancing technology-led transformation. His priorities also include diversifying the company’s funding base, maintaining strong capital and asset-liability management (ALM) discipline, and improving efficiency and customer experience across origination, underwriting and collections while expanding access to housing finance for low-income and informal-sector families.
Commenting on the appointment, Mr. Indranil Choudhury, Group CHRO, Religare Enterprises Limited, said:
“We are pleased to welcome Pavan as CEO of RHDFCL. He is a known industry veteran and someone who has navigated the full cycle of a housing finance business, from the ground up to meaningful scale. RHDFCL is entering an important growth phase, and Pavan’s deep understanding of the sector, coupled with his hands-on leadership approach, makes him the right person to lead this journey. With Religare’s strong financial foundation and the steadfast support of our promoters, we are committed to building a scalable and customer-focused housing finance franchise. We look forward to working closely with Pavan as we strengthen RHDFCL’s position in the affordable housing finance market.”
During a previous leadership role spanning nearly 9 years, Gupta grew Assets Under Management to ₹3,000 crore, strengthened profitability and asset quality, secured successive CRISIL rating upgrades to A+, expanded the branch network to 162 locations and diversified the funding profile through multiple capital market instruments.
Speaking on his appointment, Mr. Pavan K. Gupta, Chief Executive Officer, RHDFCL, said:
“I am delighted to join RHDFCL at what is clearly a defining moment in its journey. The opportunity to build a resilient, technology-enabled housing finance franchise that genuinely serves underserved and informal-sector families is one I find deeply meaningful. I look forward to working with the team to strengthen our fundamentals, scale with disciplined governance, and create lasting value for all our customers, employees, and stakeholders.”
Before joining RHDFCL, Gupta served as Chief Executive Officer of Muthoot Housing Finance Company Limited. Earlier, he spent 17 years across Dewan Housing Finance Limited (DHFL), Deutsche Postbank Home Finance Limited and BHW Birla Home Finance Limited, leading regional expansion, scaling mortgage portfolios and building high-performing teams.
A Chartered Financial Analyst from ICFAI, Hyderabad, Gupta secured All India Rank 1 in Level 3. He also holds an MBA in Marketing & Finance from Utkal University and a B.Sc. in Physics (Honours). His achievements include recognition as a Most Admiring BFSI Leader (2022) by the World BFSI Congress, being ranked among the Top 60 CEOs in India (2022) by StartupLanes, and receiving the Star Leader of the Year (2012) award at DHFL.
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