Axis Finance Limited has appointed Chirag G. Joshi as Head – Credit MSME (Business Banking and Retail). He brings extensive experience in MSME and business banking, credit risk, portfolio management, underwriting, policy governance, and commercial lending.
Before joining Axis Finance, Joshi held multiple leadership positions at Axis Bank. His roles included Senior Vice President I & National Credit Manager – Wholesale Credit (SBB), VP & National Credit Manager – SBB High Value Underwriting, Vice President – Area Credit Head, DVP – Area Credit Head & Risk Approver (Medium Enterprise), DVP & Head Surat Region, DVP & Head SME Region Mumbai & Worli, AVP & Head Credit – SME & Corporate Agri (West 1), Assistant Vice President & Relationship Manager, Senior Manager – Credit, Manager – Credit Analyst, and Deputy Manager – Credit Analyst.
Earlier in his career, Joshi worked at Punjab and Maharashtra Co-operative Bank Ltd., where he served as Credit Manager – Corporate Finance, Senior Credit & Risk Analyst, and Assistant – Credit Analyst.
With his extensive background in credit strategy, risk management, and business banking, Joshi is well positioned to lead the MSME credit function at Axis Finance and support the company’s continued growth in the business banking and retail segment.
Also read: Viksit Workforce for a Viksit Bharat
Do Follow: The Mainstream LinkedIn | The Mainstream Facebook | The Mainstream Youtube | The Mainstream Twitter
About us:
The Mainstream is a premier platform delivering the latest updates and informed perspectives across the technology business and cyber landscape. Built on research-driven, thought leadership and original intellectual property, The Mainstream also curates summits & conferences that convene decision makers to explore how technology reshapes industries and leadership. With a growing presence in India and globally across the Middle East, Africa, ASEAN, the USA, the UK and Australia, The Mainstream carries a vision to bring the latest happenings and insights to 8.2 billion people and to place technology at the centre of conversation for leaders navigating the future.