As scams increasingly involve fake banks, government agencies and even familiar contacts, Apple is adding a new layer of protection to its devices. iOS 27 introduces Impersonation Risk Detection, which can identify signs of an active scam and alert users, particularly before they make payments or change sensitive account details.
Apple says the feature is designed to protect against social engineering scams in which criminals pretend to be trusted organisations or people and persuade victims to take specific actions. It analyses information from the iPhone or iPad and the user’s Apple Account to identify signs of suspicious activity.
When a supported app requests an assessment during a potentially risky action, the system generates a risk level that the app can use to decide how to respond.
There are 3 risk levels: Unknown, Medium and High. Unknown means no evidence of suspicious activity was detected, but Apple notes that this does not confirm the action is safe. Medium means some signs of suspicious activity were detected, while High indicates significant signs of suspicious activity.
Apple says the app does not receive the information used to create the assessment. Instead, it receives only the resulting risk level. The app can then determine what action to take. The feature can be triggered during activities such as making a payment or changing critical security information, including an account password.
How to turn on Impersonation Risk Detection
- Open the Settings app.
- Tap Privacy & Security.
- Scroll down and select Impersonation Risk Detection.
- Turn on the Share with App Developers option.
- If prompted, sign in to the App Store with your Apple Account.
Users can also manage access separately for individual apps. Apple warns that the feature works only with supported apps, and its risk assessment does not guarantee that an action is safe. It is therefore not intended to replace other security measures or user caution.
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