With over 30 years of experience across leading financial institutions, Anantharaman S brings deep expertise in enterprise risk management, credit strategy, and regulatory governance. In his new role, he will lead the bank’s risk management strategy, governance frameworks, and regulatory alignment to support sustainable growth.
Prior to this, he served as Group Chief Risk Officer at Jio Financial Services, where he was responsible for implementing enterprise-wide risk frameworks. His role focused on managing financial and non-financial risks within defined risk appetite while strengthening organisational resilience.
Earlier, as Chief Risk Officer at Bank of Baroda, Anantharaman led the transformation of the bank’s risk function from a compliance-driven approach to a proactive risk management model. This contributed to improvements in asset quality and profitability. He also played a key role in board-level committees including risk, credit, audit, and ALCO.
He also held senior leadership roles at HDFC Bank, including Joint Head – Wholesale Credit Risk and later Executive Vice President. In these roles, he managed large corporate and mid-market credit portfolios across India and international markets.
Earlier in his career, Anantharaman served as Group Chief Risk Officer at L&T Financial Services, leading enterprise-wide risk functions across credit, market, and operational risk, while contributing to strategic decision-making.
His global experience includes roles at Al Ahli Bank of Kuwait, Commercial Bank of Kuwait, Gulf Bank, and Société Générale, where he built strong expertise in risk modelling, credit assessment, and regulatory frameworks.
He began his career with IDBI Bank and Larsen & Toubro, gaining early experience in corporate banking and financial operations.
With extensive experience across risk strategy, governance, and global banking, his appointment is expected to further strengthen YES BANK’s risk leadership framework.
Also read: Viksit Workforce for a Viksit Bharat
Do Follow: The Mainstream LinkedIn | The Mainstream Facebook | The Mainstream Youtube | The Mainstream Twitter
About us:
The Mainstream is a premier platform delivering the latest updates and informed perspectives across the technology business and cyber landscape. Built on research-driven, thought leadership and original intellectual property, The Mainstream also curates summits & conferences that convene decision makers to explore how technology reshapes industries and leadership. With a growing presence in India and globally across the Middle East, Africa, ASEAN, the USA, the UK and Australia, The Mainstream carries a vision to bring the latest happenings and insights to 8.2 billion people and to place technology at the centre of conversation for leaders navigating the future.
