A new update is changing how users complete UPI transactions on Amazon Pay in India. The company announced on Wednesday that users can now make UPI payments and send money using biometric authentication, removing the need to enter a UPI PIN for every transaction.
With this feature, users can authorise payments through fingerprint or facial verification. Amazon said this step improves security, as earlier anyone with access to a user’s UPI PIN could make payments without the user’s knowledge. The company said this risk is now significantly reduced.
According to Amazon, biometric verification can be used while sending money to another user, making payments at stores, checking account balances, and purchasing products on its ecommerce platform. The company said facial and fingerprint authentication will work as a secure key for UPI transactions.
However, the biometric option comes with a limit. Users can complete transactions of up to Rs 5000 using fingerprint or face recognition. For payments above this amount, entering the UPI PIN will still be mandatory.
Amazon said the feature supports “faster transactions” and allows easy one handed use. It also added that biometric authentication offers “seamless integration across” Send Money, Scan and Pay, and Merchant Payment features within the app.
Amazon Pay is not the first platform to offer biometric based UPI payments in India. In October, Navi UPI introduced facial and fingerprint authentication for UPI transactions and said it was the first to remove the need for entering a security pin.
Later in the same month, the Reserve Bank of India based National Payments Corporation of India introduced biometric and wearable glass recognition based authentication for UPI payments. Around the end of October, Samsung Wallet also added biometric authentication for UPI transactions, expanding access to the feature across platforms.
The move by Amazon Pay adds another option for users seeking quicker and more secure digital payments as biometric authentication gains wider adoption across India’s UPI ecosystem.
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