Amid India’s fast-moving shift toward digital banking, Karnataka Bank has earned national recognition for its technology-led approach. The bank has been honoured for its strong focus on fintech innovation and adoption of Digital Public Infrastructure.
Karnataka Bank emerged as the winner in the Best Fintech & DPI Adoption category at the Indian Banks’ Association Banking Technology Awards 2026. The awards ceremony recognised banks that have shown excellence in technology adoption, innovation, and digital transformation.
The bank stood out for its effective use of fintech solutions and Digital Public Infrastructure to enhance digital payments, online banking services, and backend system integration. The recognition reflects Karnataka Bank’s ability to balance innovation with regulatory compliance and customer needs in a rapidly evolving banking environment.
In addition to the top award, Karnataka Bank was named runner-up in the Best Tech Talent category, highlighting its focus on building strong digital and IT teams. The bank also received special mentions in multiple categories, including Best Technology Bank, Best Digital Financial Inclusion, and Best Digital Sales.
These honours point to a well-rounded digital strategy that combines innovation, inclusion, and customer outreach through technology-driven channels.
Digital Public Infrastructure platforms such as UPI, Aadhaar, and digital KYC have become central to India’s financial ecosystem. Banks that successfully integrate these platforms with fintech solutions are better positioned to improve efficiency, expand financial inclusion, and lower transaction costs. Karnataka Bank’s recognition shows how traditional banks can remain agile and competitive by embracing DPI at scale.
The Indian Banks’ Association conducts the Banking Technology Awards every year to acknowledge excellence in areas such as digital transformation, innovation, cybersecurity, and technology adoption across the banking sector. The awards are seen as an important indicator of emerging trends in digital banking and fintech growth.
The awards were presented in Mangaluru, adding another milestone to Karnataka Bank’s digital journey.
At a glance-
Why in news: Karnataka Bank wins national technology award
Main award: Best Fintech & DPI Adoption
Runner-up: Best Tech Talent
Special mentions: Technology Bank, Digital Inclusion, Digital Sales
Awarding body: Indian Banks’ Association
Location: Mangaluru
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