India is moving to strengthen the security of financial transactions by introducing Aadhaar-based face authentication. The Unique Identification Authority of India (UIDAI) has approved this biometric method for verifying high-value transactions. The National Payments Corporation of India (NPCI) will work with UIDAI to implement the system, which is expected to be integrated with the Unified Payments Interface (UPI) soon.
Abhishek Kumar Singh, Deputy Director General of UIDAI’s Authentication and Verification Division, highlighted the benefits of face authentication, saying, “We have the world’s largest biometric database, and we strongly advocate the use of face authentication as a modality in multi-factor authentication.” He also confirmed that NPCI supports this approach.
The move aligns with recent guidelines from the Reserve Bank of India (RBI), which encourage the use of alternative authentication methods for digital payments. RBI’s new risk-based authentication framework, effective from April 2026, aims to provide more secure and efficient verification processes, including the use of biometric technologies.
Aadhaar-based face authentication has already been widely adopted, recording over 200 crore transactions in just six months. This rapid growth shows increasing trust in biometric verification across various sectors.
The integration of face authentication into financial transactions is expected to streamline payment processes, reduce fraud, and enhance user convenience. As banks and financial institutions prepare to adopt this system, users can expect a safer and more efficient digital payment experience.
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